Visitors to the USA
Travel Medical Insurance Plans
When traveling abroad, one of the most important things to consider is travel medical insurance. Whether you are traveling for business or pleasure, visitor insurance or travel medical insurance provides financial protection for unexpected medical emergencies that may arise while traveling, such as accidents or illnesses. However, not all travel insurance plans are created equal, and it can be difficult to determine which plan is right for you. That's where VisitorsCoverage comes in with quality and trustworthy visitors health coverage plans.
For those planning to visit the USA, securing the right travel medical insurance USA plan is crucial. Our visitors health coverage marketplace offers specialized travel medical insurance plans tailored to meet the healthcare standards and requirements in the USA, ensuring that travelers can enjoy their visit with confidence and security.
Our travel medical insurance options for the USA provide comprehensive coverage suited for any trip to the United States to protect you against unforeseen medical events abroad.
With a wide variety of travel insurance plans available, we can help you find the coverage you need to have a worry-free trip. Explore the different travel medical insurance plans available below and learn more about how they can ensure your peace of mind while traveling.
Showing 27 of 27 plans
Best Seller
CoverAmerica-Goldî
Comprehensive Coverage
Underwriter: Sirius Specialty Insurance Corporation
Best for:
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Influenza (flu) shot
- No Cancellation Fee
- No Extension Fee
- COVID-19 Coverage: Included
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Pre-Existing Conditions: No Coverage
View Complete Details 
Preferred rate available.Learn more
Why CoverAmerica-Gold?Learn more
Preferred rate available.Learn moreWhy CoverAmerica-Gold?Learn more
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Featured
ChoiceAmericaî
Limited Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Limited Pre-existing ConditionsBudget plan
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing: Through First Health PPO Network
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing: Through First Health PPO Network
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
- COVID-19 Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Pre-existing Condition Rider
ChoiceAmericaâÃÂâ offers an optional pre-existing condition rider, which provides limited and basic coverage for eligible pre-existing conditions that existed at or prior to the effective date. Pre-existing conditions can include, but are not limited to, any medical condition that you have had before the policy effective date. A complete description of benefits is available in the Certificate of Insurance. Please note that all diagnoses are determined by the attending physician.
| Benefit | Maximum Limit |
| Emergency Room and/or Hospitalization | $1,500 |
| Laboratory and Radiology | $1,000 |
| Physician Visit | 3 visits max./$150 visit |
| Prescriptions | $100 |
Dental Vision Rider
ChoiceAmericaâÃÂâ offers an optional Dental and Vision rider. A complete description of benefits is available in the Certificate of Insurance.
| Benefit | Maximum Limit |
| Dental Consultation | $100 |
| Tooth Extraction | 1 visit/$200 |
| Vision Consultation | $150 visit |
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing. The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot America Plus
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; whitewater kayaking or whitewater rafting in water less than Class V difficulty; wildlife safaris; and windsurfing. The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Device Protection Rider
The optional Device Protection Rider offers coverage for replacement or reimbursement for Loss, theft, or repair services for damages, including accidental damage, liquid damage, malfunction, and/or screen break, of an Insured PersonâÃÂÃÂs cellular phone during normal usage of the Insured PersonâÃÂÃÂs cellular phone during the period of coverage. Replacement parts will be new, rebuilt, or non-original manufacturer's parts that perform to the factory specifications of the device at the Service ProviderâÃÂÃÂs sole discretion.
Telehealth
Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas America
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Visitors to the USA
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Personal Liability Benefit Rider
This rider allows you to purchase an additional $75,000 in Personal Liability coverage. This rider increases the total Personal Liability benefit to $100,000 for only $0.35/ person / day.
| Benefit | Amount |
| Base PL Coverage | $25,000 |
| Additional PL Coverage Available | $75,000 |
| Total PL Coverage Available | $100,000 |
Crisis Response Benefit Rider
This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day.
| Benefit | Amount |
| Base CR Coverage | $10,000 |
| Additional CR Coverage Available | $90,000 |
| Total CR Coverage Available | $100,000 |
Accidental Death and Dismemberment Coverage
This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day.
| Benefit | Amount |
| Base AD&D Coverage | $25,000 |
| Additional AD&D Coverage Available | $25,000 |
| Total AD&D Coverage Available | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Seven Corners Travel Medical Choice - USA
Comprehensive Coverage
Underwriter: C&F Crum & Forster
Best for:
Worldwide
In Network:100% up to policy maximum.
Out of Network:90% of first $10000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:90% of first $10000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Emergency Eye Exam Coverage: No Coverage
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Activities
The Adventure Activities rider, if elected and paid for will covere expenses up to the amount set forth in the Schedule of Benefits resulting from an Injury sustained while participating in any of the following activities: Bungee jumping; caving; hang gliding; jet skiing; kayaking; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; surfing waves up to two (2) feet high; wakeboard riding; water skiing; windsurfing; or zip lining. The policyholder must purchase this optional coverage if they wish to be covered while riding a motorcycle, motor scooter, electric scooter or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area located in the Host Country.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot Platinum
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:90% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:90% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Device Protection Rider
The optional Device Protection Rider offers coverage for replacement or reimbursement for Loss, theft, or repair services for damages, including accidental damage, liquid damage, malfunction, and/or screen break, of an Insured PersonâÃÂÃÂs cellular phone during normal usage of the Insured PersonâÃÂÃÂs cellular phone during the period of coverage. Replacement parts will be new, rebuilt, or non-original manufacturer's parts that perform to the factory specifications of the device at the Service ProviderâÃÂÃÂs sole discretion.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Visitors Protect
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Pre-existing Coverage (limits apply*)Visitors to the USA
In Network:75% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:75% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- Pre-Existing Condition Coverage
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Safe Travels USA Comprehensive
Comprehensive Coverage
Underwriter: C&F Crum & Forster
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through First Health PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through First Health PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network.
Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Return to Home Country Coverage
The optional Return to Home Country coverage allows the covered person to return to their home country for up to 60 days per 12 months of coverage purchased during the policy period for an incidental trip. If a covered injury or illness occurs while on their incidental trip, this benefit will pay to the maximum as outlined in the Schedule of Benefits for covered medical expenses incurred during the Incidental Trip.
Sports Activity Coverage
Up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.
Class 1 Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2 Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball. Any Sport Activity not expressly listed is excluded.
Class 1 Archery, tennis, swimming, cross country, track, volleyball, and golf.
Class 2 Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball. Any Sport Activity not expressly listed is excluded.
Accidental Death and Disability Upgrade
Basic AD&D coverage of up to $25,000 is already included in the policy. The optional rider allows you to increase your AD&D coverage limits to either: $50,000, $100,000, $250,000, or $500,000. Some amounts are limited by age.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot Platinum International
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Worldwide
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Device Protection Rider
The optional Device Protection Rider offers coverage for replacement or reimbursement for Loss, theft, or repair services for damages, including accidental damage, liquid damage, malfunction, and/or screen break, of an Insured PersonâÃÂÃÂs cellular phone during normal usage of the Insured PersonâÃÂÃÂs cellular phone during the period of coverage. Replacement parts will be new, rebuilt, or non-original manufacturer's parts that perform to the factory specifications of the device at the Service ProviderâÃÂÃÂs sole discretion.
Trip Cancellation and Interruption Coverage
Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250/day after an initial delay of 12 hours). With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight.
| Coverages | Maximum Amount |
| Trip Cancellation | 100% of Trip Costs |
| Trip Interruption | 125% of Trip Cost |
| Travel Delay | $2,000/$250(per day) |
| Accidental Death & Dismemberment Air Flight Only | $10,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas International
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Worldwide
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Personal Liability Benefit Rider
This rider allows you to purchase an additional $75,000 in Personal Liability coverage. This rider increases the total Personal Liability benefit to $100,000 for only $0.35/ person / day.
| Benefit | Amount |
| Base PL Coverage | $25,000 |
| Additional PL Coverage Available | $75,000 |
| Total PL Coverage Available | $100,000 |
Crisis Response Benefit Rider
This rider allows you to purchase an additional $90,000 in Crisis Response coverage. As Atlas Travel provides $10,000 in Crisis Response coverage in the base plan, purchasing this rider would increase the total Crisis Response benefit to $100,000 for only $1.40 / person / day.
| Benefit | Amount |
| Base CR Coverage | $10,000 |
| Additional CR Coverage Available | $90,000 |
| Total CR Coverage Available | $100,000 |
Accidental Death and Dismemberment Coverage
This rider, available to Members age 18 to 69, allows purchase of additional Accidental Death and Dismemberment (AD&D) coverage. Coverage may be increased to equal the medical maximum coverage amount. The AD&D benefit is not subject to the overall policy maximum. Accidental Death and Dismemberment coverage provides benefits in the event of your death or loss of limb due to an accident. It does not cover certain activities and conditions, as listed in the policy. As Atlas Travel provides $25,000 in AD&D coverage to Members age 18 to 69 in the base plan, this rider would increase the total AD&D benefit to $50,000 for only $0.35 / person / day.
| Benefit | Amount |
| Base AD Coverage | $25,000 |
| Additional AD Coverage Available | $25,000 |
| Total AD Coverage Available | $50,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot International Lite
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Worldwide
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Telehealth
Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.
Device Protection Rider
The optional Device Protection Rider offers coverage for replacement or reimbursement for Loss, theft, or repair services for damages, including accidental damage, liquid damage, malfunction, and/or screen break, of an Insured PersonâÃÂÃÂs cellular phone during normal usage of the Insured PersonâÃÂÃÂs cellular phone during the period of coverage. Replacement parts will be new, rebuilt, or non-original manufacturer's parts that perform to the factory specifications of the device at the Service ProviderâÃÂÃÂs sole discretion.
Trip Cancellation and Interruption Coverage
Provides up to 100% reimbursement of your prepaid, non-refundable trip costs if you are prevented from taking your trip due to a covered, unforeseen reason or 125% reimbursement if your trip is interrupted for a covered, unforeseen reason. Also includes travel delay benefits up to $2,000 ($250/day after an initial delay of 12 hours).
With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight.
With this add-on you may recover non-refundable, unused payments and deposits when a trip is cancelled or interrupted due to a covered unforeseen reason. Benefits also include accidental death and dismemberment (AD&D), which pays benefits to your beneficiary if you sustain an injury or loss of life caused by an accident during your flight.
| COVERAGES | MAXIMUM BENEFIT |
|---|---|
| Trip Cancellation | 100% of Trip Cost |
| Trip Interruption | 125% of Trip Cost |
| Travel Delay | $2,000/$250 (Per Day) |
| Accidental Death & Dismemberment Air Flight Only | $10,000 |
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas America Premium
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Visitors to the USA
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
VisitorSecure
Limited Coverage
Underwriter: Lloyd's of London
Best for:
Budget plan
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Diplomat America
Comprehensive Coverage
Underwriter: Crum & Forster, SPC
Best for:
Visitors to the USA
80% of first $5000, 100% thereafter.
Direct Billing: Depends on provider. No PPO network.
80% of first $5000, 100% thereafter.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Not Renewable
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Athletic Sports & Hazardous Activity Coverage Levels :
FOR: Athletic Sports & Hazardous Activities that are NOT: Intercollegiate or Interscholastic Athletics; Club Sports; or Organized Amateur Sports. Under this coverage, covered expenses are payable to the policy maximums.
- Class 1 includes BMX; Bobsledding; Bungee Jumping; Canoeing/Kayaking; Canopying; Cave tubing; Hang Gliding; Horseback Riding; Hot Air Ballooning; Jet Skiing; Martial Arts/Karate (Non-competitive); Motor Scooter; Motorcycling; Mountain Biking; Piloting any Non-commercial Aircraft; Safari; Scuba Diving (Not to exceed 30 feet, Resort Course or equivalent required); Snow Skiing (Recreational); Snowboarding (Recreational); Snowmobiling; Spelunking/Caving; Surfing (Recreational); Trekking (Not exceeding Class IV Difficulty on Yosemite Decimal System); Wakeboarding; Water skiing; Whitewater Rafting (Class I through V rapids); Wind Surfing; Zip Lining.
- Class 2 includes Aerial Photograph (Use of proper restraints required); BMX (Racing or Competitive); Flying in any chartered/leased aircraft or helicopter; Heli - skiing; High Diving; Hot Air Ballooning (As a pilot); Mountain Climbing (14,000 ft. & below - Ropes & proper safety equipment required); Parachuting; Paragliding; Parasailing; Parascending; Rock Climbing (Ropes & proper safety equipment required); Scuba Diving (Below 30 feet, PADI/NAUI Certification required, or insured must be accompanied by a certified diving instructor); Skydiving; Snow Skiing Off - Piste.
- Class 3 includes Big Game Hunting (Use of Firearms); Diving with Sharks; Mountain Climbing (14,000 ft. & above - Ropes, proper safety equipment & certified guide required); Running with the Bulls; Security Detail (use of firearms).
Intercollegiate Athletic Sports & Hazardous Activity Coverage Levels :
Intercollegiate or Interscholastic Athletics; Club Sports; or Organized Amateur Sports Under this coverage, covered expenses under the medical maximum are limited to $20,000.
- Class 1 includes Ballet; Baseball; Cheerleading; Cross Country; Diving; Equestrian; Fencing; Field Hockey; Golf; Polo (Horse); Polo (Water); Rowing; Softball; Surfing; Swimming; Tennis; Track & Field; Volleyball.
- Class 2 includes Basketball; Competitive Cycling (Road, Track, CX); Ice Hockey; Inline Skating (Helmet & Proper Equipment Required); Lacrosse; Martial Arts/Karate; Modern Pentathlon; Skiing (Slalom, Giant Slalom, Downhill); Ski Jumping; Wrestling.
- Class 3 includes Football (No Division One); Gymnastics; Rugby (No Division One); Soccer.
Accidental Death and Disability Upgrade
Basic AD&D coverage is already included in your policy. Choose an option here if you'd like to upgrade your AD&D coverage limits.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas International Premium
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Worldwide
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam
- Emergency Dental Accident
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas Essential America
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Visitors to the USA
In Network:75% up to policy maximum.
Out of Network:URC up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:75% up to policy maximum.
Out of Network:URC up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays URC of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Seven Corners Travel Medical USA Visitor Choice
Limited Coverage
Underwriter: C&F Crum & Forster
Best for:
Visitors to the USABudget plan
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Featured
Visitors Care
Limited Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Visitors to the USABudget plan
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing: Through First Health PPO Network
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing: Through First Health PPO Network
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Acute Onset of Pre-Existing Condition Coverage:
- Outpatient & Inpatient Services
- Emergency Room Coverage
- Emergency Dental Accident
- COVID-19 Coverage
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Seven Corners Travel Medical USA Visitor Basic
Limited Coverage
Underwriter: C&F Crum & Forster
Best for:
Budget planVisitors to the USA
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
WorldMed Inbound
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Visitors to the USA
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, the plan pays 100% of eligible medical expenses in or out of the United Healthcare PPO network
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Atlas Essential International
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Worldwide
100% URC up to policy maximum.
Direct Billing: Depends on provider. No PPO network.
100% URC up to policy maximum.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Safe Travels International - Cost Saver
Comprehensive Coverage
Underwriter: C&F Crum & Forster
Best for:
Worldwide
80% of first $5000, 100% thereafter.
Direct Billing: Depends on provider. No PPO network.
80% of first $5000, 100% thereafter.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Trip Delay
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Patriot America Lite
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Sports Rider
The Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes:any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling; amusement/theme park activities; BMX; bobsledding; bungee jumping; canyoning; caving; hot air ballooning; jungle zip lining; parachuting; paragliding; parascending; rappelling; skydiving; spelunking; wakeboarding; water skiing; wildlife safaris; and windsurfing.
| Age | Lifetime Maximum |
| 0-49 | $50,000 |
| 50-59 | $30,000 |
| 60-64 | $15,000 |
Accidental Death and Dismemberment
This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Device Protection Rider
The optional Device Protection Rider offers coverage for replacement or reimbursement for Loss, theft, or repair services for damages, including accidental damage, liquid damage, malfunction, and/or screen break, of an Insured PersonâÃÂÃÂs cellular phone during normal usage of the Insured PersonâÃÂÃÂs cellular phone during the period of coverage. Replacement parts will be new, rebuilt, or non-original manufacturer's parts that perform to the factory specifications of the device at the Service ProviderâÃÂÃÂs sole discretion.
Telehealth
Telehealth provides access to a national network of board-certified doctors and pediatrician in the U.S who are available 24 hours a day, seven days a week, 365 days a year to help diagnose, treat, and prescribe medication (when necessary and available) for many non-emergent medical issues via phone or online video consultations. Telehealth does not replace existing primary care physician relationship, but supplements them as a convenient, affordable alternative for non-emergency medical care.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Seven Corners Travel Medical Basic - USA
Comprehensive Coverage
Underwriter: C&F Crum & Forster
Best for:
Visitors to the USA
In Network:100% up to policy maximum.
Out of Network:80% of first $10000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $10000, 100% thereafter.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Emergency Eye Exam Coverage: No Coverage
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Adventure Activities
The Adventure Activities rider, if elected and paid for will covere expenses up to the amount set forth in the Schedule of Benefits resulting from an Injury sustained while participating in any of the following activities: Bungee jumping; caving; hang gliding; jet skiing; kayaking; motorcycle, motor scooter or electric scooter riding whether as a passenger or a driver; Parachuting; paragliding; parasailing; scuba diving only to a depth of thirty (30) meters with a breathing apparatus provided that You are SSI, PADI or NAUI certified; snowmobiling; spelunking; surfing waves up to two (2) feet high; wakeboard riding; water skiing; windsurfing; or zip lining. The policyholder must purchase this optional coverage if they wish to be covered while riding a motorcycle, motor scooter, electric scooter or similar transportation when such transportation is an established and accepted routine means of public transportation for hire in the specific geographic area located in the Host Country.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
GlobeHopper Senior
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Worldwide
Direct Billing: Depends on provider. No PPO network.
Direct Billing: Depends on provider. No PPO network.
- After the deductible, plan pays 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Hospital Indemnity
- Home Nursing Care
- Lost Checked Luggage
- Optional Evacuation Plus Rider
- Covid-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
International Major Medical PIU
Comprehensive Coverage
Underwriter: Lloyd's of London
Best for:
Visitors to the USAWorldwide
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing: Through First Health PPO Network
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing: Through First Health PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network; Outside the PPO network, plan pays URC up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- Emergency Return Home
- Home Health Care
- Lost Checked Luggage
- Optional Hazardous Sports and Activities Rider
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
USVisit-Proî
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Best for:
Pre-existing Coverage (limits apply*)Visitors to the USA
In Network:80% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
In Network:80% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing: Through United Healthcare PPO Network
- After the deductible, plan pays 80% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Border Entry Protection
- Telehealth Services
- COVID-19 Coverage: Included
- No optional add-on benefits available
Optional add-on benefits
Add more protection to your trip for peace of mind. You will be able to select these optional add-on benefits during the checkout process.
Disclaimer:
Optional add-on benefits available on the plan and their pricing may change on the checkout page, based on the information provided on the application form.
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.
