For seniors over 70 considering international travel, health and safety are top priorities. The best way to ensure that senior travelers stay protected during their journeys is to get a travel medical policy that caters to the needs of the older travelers.
Since senior citizen travelers are at a higher risk, it's even more crucial for travelers in this age range to have quality travel medical insurance, especially when visiting the United States. Without insurance, something as simple as a doctor visit can cost hundreds of dollars out of pocket.
Is There Travel Medical Insurance for Seniors Over 70?
There are several travel insurance plans available that seniors over 70 years old are eligible for that offer medical coverage for traveling abroad.
One thing to keep in mind as a senior over 70 getting a travel insurance policy is that travel insurance companies consider people older than 70 to be at high risk for illness and injury. Because of this, most senior travel insurance plans have restricted policy maximum options, reduced benefits and higher premiums.
What Can Travel Insurance for Over 70 Cover?
Travel insurance for seniors over 70 can offer coverage for emergency medical events that may happen while traveling outside of one’s home country.
Travel insurance coverage can include:
- Medical coverage for new incidents including accidents, illnesses, and injuries
- Emergency services including hospitalization and surgery
- Emergency medical evacuation
- COVID-19 coverage
- Repatriation of remains
Does Travel Insurance for Over 70 Cover Pre-existing Conditions?
Traveling as a senior over 70 can bring some uncertainty, especially if the traveler has or currently suffers from pre-existing conditions.
While pre-existing conditions are typically excluded from travel medical insurance plans, there are some plans that offer limited pre-existing condition coverage or coverage for the acute onset of pre-existing conditions.
For seniors, pre-existing conditions coverage may be limited in the form of low benefits for the coverage of pre-existing conditions, depending on the plan. That is why it is important to compare your options if you are a senior worried about coverage for pre-existing conditions to find a policy that best fits your individual needs.
What Is the Best Travel Insurance for Seniors Over 70?
Understandably, seniors may be wary about traveling because of the potential risks, but that's exactly why good senior insurance is so important.
With travel insurance for senior citizens, older travelers can feel confident and comfortable on their adventures. There are several plans that offer benefits for seniors including 100% coverage for emergency medical care, acute onset of pre-existing conditions coverage and emergency medical evacuation.
With a comprehensive visitors insurance plan, people aged 70-79 can travel stress-free, knowing they are covered for the unexpected. Comprehensive coverage plans offer the best coverage for emergency medical events and will be the best safeguard for senior travelers.
Buy Travel Insurance for Seniors Over 70
To purchase the right travel insurance plan for a senior over 70, compare our available travel medical plans today.
If you have any specific questions about travel insurance for seniors 70-79 years of age, our Customer Success Team is happy to help.
