If you’re planning a trip to the United States and are inquiring about visitors insurance, you’ve taken the first step to securing your journey and protecting yourself from the unexpected while abroad.
Whether you’re just starting to research visitor insurance plans or are ready to purchase, you may be wondering how to buy visitors insurance and what that process looks like.
What to Look for Before You Purchase Visitors Insurance
Before you decide to move forward with purchasing a US visitors insurance plan, it is recommended that you:
- Take sufficient time to compare and contract different visitors insurance plans and their coverage and benefits to choose a policy that best fits your individual needs and provides adequate medical coverage.
- Ensure that you are purchasing your visitors insurance plan from a credible, trusted source with real reviews, licenses, and other accolades.
When to Buy US Visitors Insurance
When you’re ready to purchase visitors insurance, it is typically recommended to do so before your travel dates. This ensures that you’ll be protected for the entirety of your travels to the United States.
However, you can purchase US visitors insurance at any time, even after you have arrived in the US. Your coverage, however, will only begin once your policy comes into effect, which can take some time after purchasing online - so keep this in mind.
The plan start/effective date can be based on the following factors:
- If you're buying fixed/limited medical insurance for visitors to the U.S., the start date should be the day person arrives in America
- If the plan's a comprehensive insurance plan with the option for international coverage (outside the U.S.), the start date should be the day the policyholder boards the plane. These plans are effective during the flight as well.
- If the person has already arrived, you can make the start date any day you'd like. Just know that the policyholder won't be covered until the policy start date.
How to Buy Health Insurance for Visitors In USA
Visitors medical insurance can be purchased online at VisitorsCoverage in just a few easy steps.
You can quickly get a quote for your individual trip plans in minutes, and continue on with the purchasing process after gathering some key information.
Information you will need to purchase your plan include:
- Full name
- Passport number
- Date of birth
- Coverage start and end dates
Once you have all the information you need, whether for you or for a family member that you are purchasing a plan for, you are ready to start buying a US visitors insurance plan.
You will also need a valid credit, debit, or other approved form of payment to purchase your policy online.
Can You Purchase Visitors Insurance for Someone Else?
Yes, you can purchase US visitors insurance on behalf of a someone else, for example, if you have a parent or family member visiting the United States.
To do so, you just need to have all of the information listed above for the individual you are purchasing a plan for.
After You Purchase Your US Visitors Insurance Plan
After you submit your visitors insurance application, you’ll receive an email with your policy ID card and plan details that you can print out and keep with you along your journey.
Make sure you bring your visitors insurance information with you to the United States so that you can present your information if you need to receive medical care during your travels.
Still Have Questions About Buying US Visitors Insurance?
If you still have questions about purchasing US visitors insurance, don’t hesitate to reach out to our Customer Success Team or compare your visitors insurance options.
