Skimming along the water of a lake or the ocean with the swift and silent strokes of your kayak paddle is an exceptionally calming experience.
However, being on the open water can come with some danger, especially when you’re at the mercy of the movement of the water.
If you are planning on kayaking during a trip away from home, it is important to consider kayak travel insurance to keep you protected.
Is Kayaking Dangerous?
Due to the mobility granted by a kayak, it’s easy for kayakers to venture into waters that are isolated or too far for safety.
Kayakers can also take to rougher ocean and river waters with some training and skill, but according to the U.S. Coast Guard, 75% of kayak fatalities are caused by capsizing.
Statistically, capsizing is just as likely on calm water as it is on rough water. Once in the water, it can be difficult to get back into the kayak without some practice.
This can be especially dangerous for a capsized kayaker in freezing waters, as they have only a short amount of time to be rescued without serious health risks or death- even with a lifejacket on.
Is There Such a Thing as Kayak Travel Insurance?
While basic travel insurance plans will typically exclude adventure sports such as kayaking from medical coverage, additional adventure sports or hazardous sports coverage can be purchased on certain plans to keep you protected while kayaking.
Add-on adventure sports coverage will require an additional fee on top of your premium, but will extend coverage for accidents and injuries beyond what is typically excluded.
What Does Kayak Travel Insurance Cover?
Kayak travel insurance can offer coverage for medical emergencies related to any new injuries or illnesses that occur during one’s travels.
It can also offer coverage for emergency medical evacuation, which can be crucial for those planning to kayak. Emergency medical evacuation is notoriously expensive, but can transport you to the nearest facility that is equipped to treat you in a crisis situation.
Secure Protection With Kayak Trip Insurance
If you’re planning a trip that includes kayaking, it is important to consider travel insurance with adventure sports coverage so you can have peace of mind knowing that if anything happens, you’ll be taken care of.
Ready to purchase Kayak travel insurance? Compare our top travel medical insurance plans or contact our Customer Success Team for further assistance.
