Most travel insurance policies that include pre-existing conditions coverage must be purchased before departing your home country.
To be eligible for the ChoiceAmerica optional pre-existing condition rider, the policy must be purchased with a minimum of 30 days of coverage initially to add this benefit in the online application.
To be eligible for the Visitors Protect plan, the policy must be purchased before departing your home country with a minimum of 90 days of coverage in the initial purchase.
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Information provided here in the form of Questions and Answers is for general purpose only and may not be current and accurate at all times. Insurance terms and conditions, benefits, and coverage are subject to change at any time. For this reason, it is possible that the information given here could be outdated or incorrect. VisitorsCoverage inc. assumes no responsibility or liability for the accuracy of these answers. Any use of the information on our website is subject to our Terms and Conditions and User Agreement. It is recommend that you review the latest Evidence of Coverage and Plan Contract (Policy) for a detailed description of coverage benefits, limitations, and exclusions. Please read the Policy Brochure and Plan Details for complete and accurate information. Only the Terms and Conditions of Coverage listed in a particular policy are binding.
