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Experience With : Visitor Medical Insurance

Note : VisitorsCoverage.com takes no responsibility for any posted information presented here. These experineces are individual views, and are posted by the participants. It should be used or referred by users at their own risk.

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Title icicilombard is the best
Posted By naveen rawat , Dated : 21-Apr-2006 07:21 AM
Experience hai, I was going to san fransisco for a project. I have to take an insurance policy which I took from icicilombard. On the third day I have an acute pain in my stomach and had to admitted. Icicilombard took care of all the expences and I had to pay a very littel amount as deductibles.
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Title Insurace companies
Posted By Anil , Dated : 29-Mar-2006 03:37 PM
Experience Hi ,
After going thru all the posts here I am totally confused . My in-laws are coming withinn 2 weeks . He is a diabetic patient. After going thru all experiences posted here I summed it up as follows.

1.If you take visitors insurance from India then co-ordinating with India is difficult and many claims were rejected.
2.If u take from US companies ,all most all claims where turned down saynig Pre-existing condition-even though it's not.In my case my in-law is a diabetic for past many years.

If u got reimbursement for pre-existing condition ,can u pls let me know which insurance u took. Please let me know the insurace company names for which u have good n bad feedbacks. Either post here or mail me at vmelatath@yahoo.com.
Appreciate ur help.

thanks
Anil
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Title insurance --help
Posted By wisher , Dated : 10-Mar-2006 10:15 AM
Experience I am on H1B and I wanted to take a temperory insurance for around 2 months could somebody let me know which is the best insurance option to take for a short period.

Thanks in Advance
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Title Visitor Insurance - Why can't we get the student health insurance by claiming they are taking Univ. Of Phoenix Class online?
Posted By Mahesh , Dated : 16-Jan-2006 02:03 PM
Experience My parents have pre-existing conditions like Diabetes and Heart problems. What if I find a student health insurance for them, if they take online classes etc. These insurance companies are fraud. Also, if some one has a heart attack, how the hell they can tell it was a pre-exisiting condition? Bull! They are scamming every one!
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Title Cost
Posted By samrat , Dated : 19-Nov-2005 08:49 PM
Experience Costs range from $50,000 for simple surgery to a high of $300,000 for a highly complicated case.
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Title Open Heart Surgery
Posted By Samrat , Dated : 19-Nov-2005 08:45 PM
Experience Ajay ,
I have no idea bout cost in USA ,but I have exp in India and i advice you if it is not "urgent" U do in India .Also Avoid Appollo Hospital I know personally about 6 negative results .In most cases Open heart surgery is not urgency ,it can be controlled by proper medicines .My very close relative was adviced for surgery in 1994 and he gone thru surgery in 2002 .Doctors push for surgery many times to make money ,try second opinion and if you can go India thats best Hospitals in Pune/Mumbai Delhi and many other cities are great ,,and you wont be charged more then 2-3 lakhs (6000 USD ) .
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Title Open Heart surgery in US
Posted By Ajay Phadnis , Dated : 18-Nov-2005 01:00 AM
Experience Hi ,

I have my mother who is diagnosed with Heart Attack. The doctors are saying that they need to perform a open-heart surgery (bypass surgery) .............


Anybody have any idea what does it cost?. I have insurance from Tata Aig but since my mom is between 56-70 they are only going to cover for 10000 $.


If anyone had any similiar experience, please call 916 595 2682.........


ITs urgent and will really apppreciate your help.


Ajay
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Title Inbound USA is OK
Posted By sriniG , Dated : 05-Jan-2005 02:04 AM
Experience I took Inbound USA for my mother who is over 70 years of age last year. As the coverage itself says "limited", we cannot except much from this insurance. I had to take her to doctor few times as outpatient and they re-imbursed all the money according to the coverage.

I could not find any insurance in US which covers pre-existing conditions. She had high blood pressure and luckily she did not had any major problems when she was here. It is always better to get all the medications from India for complete stay for the conditions already exists.

Good luck..
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Title Coris America Horrible!!!
Posted By LR , Dated : 17-Nov-2004 01:32 PM
Experience Hi,My Father-in law was visiting us when he got diagnosed of cancer.We had to take him to physician couple of times and get some tests done on him.Inspite of getting preauthorization from coris and sending them all required papers and bills they have not yet paid the hospital bills.Its been 4 months now.We have called coris numerous times and they say that payment is still being processed.I think this company is fraud and will never pay the bills.They said that payment has to come from India so we tried contacting people in India and they said that all claims were accepted long time back. From all this atleast we have learnt a lesson that next time never buy medical insurance from New India.
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Title Pre-existing conditions
Posted By Tim , Dated : 09-Nov-2004 06:45 PM
Experience It is the doctor's that decide whether the condition is pre-existing and not the patients/Insurance company. Heart conditions, arthritis, diabetes, ashtma etc are "generally" considered pre-existing
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